| Third-place Andrew Kligerman, down one level from last year, tracked 18 stocks for UBS before taking early retirement in July. Loyalists praise him for being “unafraid to take a stand against the consensus,” as one money manager puts it. In January, for example, Kligerman downgraded Aflac from neutral to sell, at $43.29, largely because of its exposure to defaulting European sovereign debt. Shares of the Columbus, Georgia–based supplemental-coverage provider fell as low as $38.17 in June before rebounding completely — back to $43.29 — by the time Kligerman discontinued coverage in anticipation of his departure. “Andrew was great at helping investors glean insights into complex distribution channels,” marvels another supporter. RUNNER(S)-UP Thomas Gallagher Edward Spehar |